Transformasi pengelolaan finansial UMKM The Bos Cafe melalui pendampingan manajemen keuangan berkelanjutan

Authors

  • Qanita Nur Adilah Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Arta Widya Ayu Prameswari Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Lexzatara Safadila Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Santi Karomah Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Muharrommah Muharrommah Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Yuniar Elsa Habibillah Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Moh. Ilham Izamri Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Moh. Fikri Haikal Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Sofwan Arif Hudzaifi Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Ach. Fauzan Fakultas Ekonomi dan Bisnis, Universitas Madura
  • Fadali Rahman Fakultas Ekonomi dan Bisnis, Universitas Madura

DOI:

https://doi.org/10.53088/penamas.v6i2.3245

Keywords:

MSMEs, Financial Management, Financial Literacy, Business Sustainability

Abstract

This community service activity aimed to analyze the financial management practices of The Bos Cafe MSME and provide sustainable financial management assistance to support business continuity. The activity was conducted on May 19, 2026, for one day and involved one MSME partner, namely The Bos Cafe. The method employed was a descriptive qualitative approach through participatory field observations, direct interviews, educational sessions, discussions, and financial management mentoring. The observation results indicated that financial management had been carried out through daily cash recording and the use of a manual cash book. However, several challenges were still identified, including inconsistent transaction recording, limited business capital, and the mixing of personal and business finances. The mentoring activities included education on separating personal and business finances, systematic recording of transactions, preparation of simple financial statements, and business cash flow management. The evaluation results showed that the partner understood the importance of separating personal and business finances, maintaining regular transaction records, managing cash flow, and preparing simple financial statements to support business decision-making.

References

Dewi, D. K., Pasaribu, W., & Riyanto, K. (2025). Sosialisasi Pemisahan Keuangan Pribadi dalam Bisnis Online bagi Wiraus aha Mahasiswa “ Shofi All -in-One .” Jurnal Pengabdian Lentera, 02(04), 97–104. https://doi.org/https://doi.org/10.59422/djpl.v2i04.880

Fauji, D. A. S., Utami, B., Nurjannah, D., Rahadjeng, E. R., Aisyah, E. N., Subhan, E. S., Rahman, F., Puspasari, I. D., Saptaria, L., Mahmud, M., Mukhlis, I., & Soetjipto, B. E. (2023). Optimalisasi Wisata Belanja pada Kampung UKM. Kontribusi: Jurnal Penelitian Dan Pengabdian Kepada Masyarakat, 3(2), 150–159. https://doi.org/10.53624/kontribusi.v3i2.204

Fawaid, A., Elyas, H., & Pamuji, A. E. (2023). Analisis pengelolaan keuangan pada usaha mikro kecil dan menengah (UMKM) Cassim Coffee Kabupaten Jember. Jurnal Ekonomi Dan Bisnis Islam (JEBI), 3(2), 173-185. https://doi.org/10.56013/jebi.v3i2.2382

Jedeot, A., Santi, F., June, C. G. T., & Anggraeni, A. Y. (2025). Integrasi akuntansi sebagai pondasi keuangan dalam manajemen kas usaha mikro. Jurnal Ilmiah Bisnis Dan Perpajakan (Bijak), 7(1), 20–27. https://doi.org/https://doi.org/10.26905/j.bijak.v7i1.15088

Kementerian Keuangan RI. (2023). Peran UMKM dalam Perekonomian Indonesia. https://djpb.kemenkeu.go.id/kppn/purwakarta/id/data-publikasi/berita-terbaru/2891-peran-umkm-dalam-perekonomian-indonesia.html#

Kementrian UMKM Republik Indonesia. (2025). UMKM Jadi Motor Penggerak Pertumbuhan Ekonomi Lokal.

Luckieta, M. (2025). Strategi Pengelolaan Keuangan Dan Dampaknya Terhadap Profitabilitas Umkm. Jurnal Locus Penelitian Dan Pengabdian, 4(3), 1279–1289. https://doi.org/10.58344/locus.v4i3.3932

Maulida, S., & Yunani, A. (2017). Peluang dan Tantangan Pengembangan Usaha Mikro Kecil Menengah ( UMKM ) Dari Berbagai Aspek Ekonomi. Jurnal Ilmiah Manajemen Dan Bisnis, 2(1), 181–197.

Nopriyanto, A. (2024). Peningkatan Literasi Akuntansi Pada Umkm Melalui Pelatihan Pengelolaan Keuangan Sederhana Di Wilayah Pedesaan. Journal of Community Service, 6(2), 25–38. https://doi.org/10.56670/jcs.v6i2.300

Nurlatipah, W. S., Rahman, F., & Toha, M. (2023). Analysis of Financial Ratios on The Performance of Muamalat Indonesia Bank. Majapahit Journal of Islamic Finance and Management, 2(1), 54–77. https://doi.org/10.31538/mjifm.v2i1.13

Rahadjeng, E. R., Aisyah, E. N., Rahman, F., Saptaria, L., Nurjannah, D., Mahmud, Subhan, E. S., Arisman, Fauji, D. A. S., Utami, B., & Puspasari, I. D. (2021). Analisis Data Penelitian Manajemen: Studi Fokus Analisis Kualitatif. In P. Handayat (Ed.), Fakultas Ekonomi Universitas Nusantra PGRI Kediri.

Rahayu, R. P., Rahman, F., Salsabila, N. A., & Firdausi, A. S. (2025). Pengaruh Literasi Keuangan , Kepatuhan wajib Pajak , dan Green Banking terhadap Kinerja Keuangan UMKM. EconoPulse Nexus: Journal of Economics, Business, and Finance, 1(6), 70–81.

Rahman, F., Areadi, A., Anam, A., Rifaldi, E., Faris, M., Ekonomi, F., Bisnis, D., & Madura, U. (2025). Tantangan Dan Peluang UMKM Dalam Menghadapi Transformasi Digital (Studi Kasus : Kota Pamekasan). Jurnal Riset Multidisiplin Edukasi, 2(12), 1019–1028. https://doi.org/10.71282/jurmie.v2i12.1415

Rahman, F., Fatimah, P., Khair, N., Fitri Aulia, I., Ekonomi Dan Bisnis, F., Manajamen, P., & Madura, U. (2025). Strategi Pengendalian Biaya Dalam Meningkatkan Profitabilitas Perusahaan. Jurnal Riset Multidisiplin Edukasi, 2(12), 765–777. https://doi.org/10.71282/jurmie.v2i12.1364

Rahman, F., Pratikto, H., Murwani, F. D., & Handayat, P. (2025). Multidimensional Model of Business Performance with Financial Literacy Integration Mediated by Loan Repayment Commitment and Moderated by MSE Business Innovation on the Island of Madura. Journal of Xidian University, 19(1), 530–545. https://doi.org/10.5281/Zenodo.14739024

Downloads

Published

2026-06-30

How to Cite

Adilah, Q. N., Prameswari, A. W. A., Safadila, L., Karomah, S., Muharrommah, M., Habibillah, Y. E., Izamri, M. I., Haikal, M. F., Hudzaifi, S. A., Fauzan, A., & Rahman, F. (2026). Transformasi pengelolaan finansial UMKM The Bos Cafe melalui pendampingan manajemen keuangan berkelanjutan. Penamas: Journal of Community Service, 6(2), 649–658. https://doi.org/10.53088/penamas.v6i2.3245

Issue

Vol. 6 No. 2 (2026): Penamas: Journal of Community Service

Section

Articles

License

Copyright (c) 2026 Qanita Nur Adilah, Arta Widya Ayu Prameswari, Lexzatara Safadila, Santi Karomah, Muharrommah Muharrommah, Yuniar Elsa Habibillah, Moh. Ilham Izamri, Moh. Fikri Haikal, Sofwan Arif Hudzaifi, Ach. Fauzan, Fadali Rahman

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:

The author(s) retain copyright and grant the journal the right of first publication with the work simultaneously licensed under a CC BY-SA 4.0 license that allows others to remix, adapt, and build upon the work even for commercial purposes, as long as they credit the author(s) and license their new creations under the identical terms.

License details: https://creativecommons.org/licenses/by-sa/4.0/