Edukasi fikih muamalah tentang penarikan tanah gadai produktif melalui pendekatan partisipatif pada Kelompok Tani Ciole-Ole
DOI:
https://doi.org/10.53088/penamas.v6i3.3571Keywords:
Agricultural Land, Muamalah, Pledge, Profit-Sharing, RahnAbstract
This study aimed to evaluate and improve the understanding of agricultural pledge (rahn) systems among members of the Ciole-Ole Farmers Group in Alamendah Village, Rancabali District, Bandung Regency. Most local farmers faced fluctuating harvest incomes, leading them to pledge their agricultural land to capital providers as an immediate economic solution. However, traditional practices often involved redeeming land with active crops without written agreements, causing economic losses or operational disputes. The community service program implemented an educational approach utilizing interactive socialization, focus group discussions (FGD), and pre- and post-test assessments to evaluate knowledge improvement. The intervention successfully enhanced the farmers' understanding regarding the strict prohibition of unilateral harvest acquisition and the financial hazards of implicit interest (riba). Furthermore, the results demonstrated that integrating multi-contract frameworks such as leasing (ijarah) or profit-sharing (muzara'ah) ensured institutional justice and compliance with Islamic jurisprudence.
References
Astuti, R., Fitriani, N., & Wahyudi, I. (2022). Penyelesaian Sengketa Gadai Lahan Pertanian Berdasarkan Hukum Islam dan Hukum Adat. Jurnal Hukum & Pembangunan, 52(2), 412–428. https://doi.org/10.21143/jhp.vol52.no2.3112
Badan Pusat Statistik Kabupaten Bandung. (2024). Kecamatan Rancabali dalam Angka 2024. BPS Kabupaten Bandung.
Fauzi, A., & Nurbaiti, S. (2023). Praktik Penguasaan Hasil Tani dalam Gadai Lahan Perspektif Fikih Muamalah. Jurnal Transaksi Syariah, 8(1), 75–89. https://doi.org/10.24042/jts.v8i1.4820
Hidayat, R., & Setiawan, A. (2023). Analisis Hukum Islam terhadap Praktik Gadai Lahan Pertanian di Perdesaan. Jurnal Hukum Ekonomi Syariah, 7(1), 45–58. https://doi.org/10.21043/syafaq.v7i1.3412
Karim, A. A. (2021). Bank Islam: Analisis Fiqih dan Keuangan (Edisi Ke-5). RajaGrafindo Persada.
Mubarok, F., Ridwan, M., & Fauzi, A. (2022). Hybrid Contract Implementation in Agricultural Financing: An Islamic Perspective. Journal of Islamic Economics and Finance, 10(2), 112–128. https://doi.org/10.24042/jief.v10i2.5621
Pratama, Y., & Wardani, K. (2022). Pembentukan Literasi Keuangan Syariah bagi Kelompok Tani Berbasis Pendekatan Partisipatif. Jurnal Pemberdayaan Masyarakat, 6(2), 145–159. https://doi.org/10.31849/jpm.v6i2.7812
Pratama, Y. (2023). Model Pemberdayaan Masyarakat Petani Berbasis Literasi Muamalah. Jurnal Pengabdian Kepada Masyarakat (JPKM), 5(3), 201–215. https://doi.org/10.31849/jpkm.v5i3.8901
Rahman, A., Ihsan, G., & Shidiq, S. (2021). Fiqih Muamalat Terapan. Kencana Prenada Media Group.
Rahmat, M., & Hasanah, U. (2023). Implikasi Transaksi Lisan pada Perjanjian Gadai Lahan Pertanian di Jawa Barat. Jurnal Riset Muamalah, 5(1), 30–44. https://doi.org/10.21043/jrm.v5i1.2910
Suhendi, H. (2020). Fiqh Muamalah: Konsep dan Implementasi Modern. RajaGrafindo Persada.
Suryani, E., Suhaeti, R. N., & Sayaka, B. (2021). Keberlanjutan Pembiayaan Informal pada Komoditas Hortikultura di Indonesia. Jurnal Agro-Ekonomi, 39(1), 15–31. https://doi.org/10.21082/jae.v39n1.2021.15-31
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Nia Kurniasih, Iin Safariah, Erna Nurhasanah, Yudi Zatnika, Derri Benarli Nugraha

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
The author(s) retain copyright and grant the journal the right of first publication with the work simultaneously licensed under a CC BY-SA 4.0 license that allows others to remix, adapt, and build upon the work even for commercial purposes, as long as they credit the author(s) and license their new creations under the identical terms.
License details: https://creativecommons.org/licenses/by-sa/4.0/
Most read articles by the same author(s)
- Nia Kurniasih, Iin Safariah, Erna Nurhasanah, Sosialisasi sistem bagi hasil antara pemilik modal dan penggarap lahan pertanian pada Kelompok Tani Ciole-Ole di Desa Alamendah , Penamas: Journal of Community Service: Vol. 5 No. 1 (2025): Penamas: Journal of Community Service

