Penguatan literasi keuangan siswa SMK Darun Najah Kapedi Bluto Sumenep

Authors

  • Joni Alif Utama Ekonomi Syariah, STAI Miftahul Ulum Tarate Pandian Sumenep
  • Rizka Fitriyah Ekonomi Syariah, STAI Miftahul Ulum Tarate Pandian Sumenep
  • Moh. Musfiq Arifqi Ekonomi Syariah, STAI Miftahul Ulum Tarate Pandian Sumenep

DOI:

https://doi.org/10.53088/penamas.v5i3.2165

Keywords:

Financial Literacy, Financial Intelligence, Vocational High School Students

Abstract

Financial literacy is a fundamental competency that young generations must possess in order to face economic challenges in the digital era. This community service program aims to strengthen the financial literacy awareness of students at SMK Darun Najah Kapedi Bluto Sumenep as a strategy to foster financially intelligent generations and promote economic independence through the principle of saving. The program employed the ADIED approach (Analysis, Design, Implementation, Evaluation, and Development). The activities included focus group discussions (FGD), financial literacy training, mentoring, and evaluation based on pretest and posttest assessments. The evaluation results demonstrated a significant improvement in students’ understanding, with an N-Gain score of 0.72 (high category). These findings indicate that thematic-based learning is effective in enhancing students’ awareness of the importance of financial planning, risk management, and prudent economic decision-making.

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Published

2025-09-02

How to Cite

Utama, J. A., Fitriyah, R., & Arifqi, M. M. (2025). Penguatan literasi keuangan siswa SMK Darun Najah Kapedi Bluto Sumenep. Penamas: Journal of Community Service, 5(3), 491–503. https://doi.org/10.53088/penamas.v5i3.2165