Akbar, F., S. Aryani, and Y. Prambudia. “Adopsi E-Business Dan Kesiapan Digital Pada UMKM: Pendekatan Kerangka Technology-Organization-Environment (TOE)”. Journal of Management and Digital Business, vol. 6, no. 2, Aug. 2026, pp. 1293-08, doi:10.53088/jmdb.v6i2.2853.