Andriyani, N., Salam, A. N., Aisyah, S. and Nugraha, H. (2025) “Sociodemography effect on digital financial inclusion in Indonesia: Evidence from the World Bank’s Global Findex”, Journal of Economics Research and Policy Studies, 5(3), pp. 615–625. doi: 10.53088/jerps.v5i3.2013.